Mega Debt-Busters: A Christian Guide to Financial Freedom

Mega Debt-Busters book by Joe Chiappetta can help you get out of debt by the application of powerful spiritual truths. It will prepare your mind and your wallet for useful financial action that honors God.
Mega Debt-Busters book by Joe Chiappetta
Learn how to approach God and money as defined by Jesus, the author of life. See what the Bible says about debt in this Christian how-to guide by award winning author, Joe Chiappetta. It is a powerful and practical how to get out of debt guide. If you are in financial debt or just want help managing money from a spiritual perspective, this is for you. Tackle hidden greed, inefficiency, and even unidentified laziness in your life that will lead you to a balanced budget and a greater faith.

Whether it be known as respectable debt such as a home mortgage and student loans, or not-so-respectable debt such as maxed-out credit cards or overdue bills, you do not have to be a slave to our materialistic world or consumed with worry over the future of money. Say "no" to the false god of money. There is a way to be generous and live for God while still being responsible with the wealth he wants us to use for the advancement of his kingdom.

With God, patience, faith and discipline, you can bust out from under the shackles of your creditors and become debt-free. Mega Debt-Busters contains all the godly budgeting advice and financial tips from the original Debt-Busters edition plus 3 times more new material updated to overcome today's financial challenges.

Order book from Amazon now.
Available in paperback or eBook.

Silly Daddy Cashes in on the Brain Business

You like this comic? Leave a tip in Bitcoins!
Silly Daddy Brain Business panel 1 by Joe Chiappetta
Silly Daddy Brain Business Comic by Joe Chiappetta panel 2
Silly Daddy Brain Business panels 2-5 by Joe Chiappetta
Silly Daddy Brain Business Poster by Joe Chiappetta

Soon, the days will come when a tech company comes along to pay people for sharing their own internal brainpower. The platform will surely be online, user-friendly and of course have a catchy logo--perhaps a simple illustration of a brain rigged up to look like an old parking meter. This brain sharing business must attempt to be ethical, and exhibit a solid business model. Done smartly, it could be the biggest thing since Uber (the ride sharing service). This will be a huge (literally mind-blowing) game changer for the way people make money and a social disruption to how people perceive the value of thought.


Ethics in Brain Tech Innovation

Those creating this business opportunity of renting out the brainpower of other people must craft their workloads with human safety in mind as a first priority. If not, morals, ethics, and anything else will be out the window for the general population and the results will be chaos. People sell themselves for all sorts of things: jobs they can't stand, giving plasma for cash, and of course, the longstanding practice of people selling other people for various duties. That latter category certainly does not serve the greater good; it is evil. But slavery is sadly a historical, and even ongoing, fact of life.

The concept of humans being paid to share their own personal brain power on an extra level will happen--it's just a question of exactly when and how. This is not merely the stuff of science fiction. The brain sharing business will either be as simple as paying someone per thought-task completed (probably in bitcoin) with accountability tracking built in, or the business may become as intrusive as actually being able to physically plug your mind directly into a larger electronic network and let that network pull some of your computational brain powers out of you while you are doing something else like watching television, driving somewhere, or making dinner.

These practices will have wide appeal, because they have the illusion of choice and empowerment, as in, "I am deciding to do this of my own free will because I need the money, plus it's about time someone paid me for all my untapped mind power!" That sounds promising, but I believe such a business also has the danger to produce all sorts of negative side effects from distraction to depression, or from anxiety to obsession if human rights and integrity are not at the center of the brain sharing business model and operating procedures.

For such a brain sharing business to work well for the good of all parties involved, there would need to be a lot of (you guessed it) thought that goes into it. Medical cases studies should also be conducted first. Why? Because people who work or go to school full time or raise kids during the day need their down time; it's a time to recharge, reflect, meditate, let the mind sift through the wonders of the day, and pray.

If such times of precious rejuvenation are eroded away by the lure of easy money in one's own down time, watch out! I believe all sorts of emotional challenges, social disorders, sleep disorders, or at least driving hazards will be created as people try to get extra thought-money generated while they're traveling or doing other such tasks that require being mentally present. There are even Bible verses that caution against people trying to do too much at once. King Solomon, famous for being the wisest man of his era, said "Better one handful with tranquility than two handfuls with toil and chasing after the wind" (Ecclesiastes 4:6). There is much to be said about the peace and quiet of simplicity.

However, if a brain renting business process could be created that remained truly ethical and kept human safety at the forefront, a number of disadvantaged groups mighty greatly benefit from these economic opportunities. For the underemployed, and the unemployed, and those who have been discriminated against by being cut off from the workforce (like many people with disabilities), sharing your brain power could create fresh streams of income, especially if the participant could actually earn a living wage while sharing their brain power without any negative side effects such as inability to concentrate, heightened anxiety, or seeing dead people.

As futurism eclipses hard reality, I can even see droves of people barely above the poverty line walking around with signs (or even tattoos) on their forehead that say, "This space for rent." With every new day, the hope is that more people will take charge of their own economic future. Some, of course, will inevitably charge more than others.

Bitcoin for Silly Daddy - A Journey into Cryptocurrency

You like this comic? Leave a tip in Bitcoins!
Silly Daddy Makes Bitcoin Comic. Leaves Reader Bankrolling in Laughs.
Silly Daddy Cryptocurrency Comic panel 1 by Joe Chiappetta

Silly Daddy Cryptocurrency Comic panel 2 by Joe Chiappetta

Silly Daddy Cryptocurrency Comic panel 3 by Joe Chiappetta

Silly Daddy Cryptocurrency Comic panel 4 by Joe Chiappetta

Silly Daddy Cryptocurrency Comic panel 5 by Joe Chiappetta

Silly Daddy Cryptocurrency Comic panel 6 by Joe Chiappetta

How many years are we away from a scenario where paper money is frowned upon and even rejected?

Of course no person in their right mind would be so ungrateful (or foolish) as to turn down any form of currency as a gift. This brings us to think about the future of money on a wider scale. Will all the paper money and coins we currently use still be in place as real currency in ten years? We do not know. Certainly at the height of the Roman Empire, no one ever thought that its coins would go out of circulation. But that is exactly what has happened to every currency since the earliest origins of money. Governments rise and fall, and with them so goes their money. Truly, you cannot take it with you. 

The Future of Money Is Here Now?


Therefore there could come a time when early adopters of something called cryptocurrency actually prefer to receive money exclusively in digital currency that is not bound to any government. Put simply, cryptocurrency is digital money that is specially coded so that, theoretically, no one can steal it from the owner. For now, the most popular form of that cryptocurrency is bitcoin. What is bitcoin? It's a specific kind of encrypted digital currency that is already being used on a global scale. The future is here now. Where did bitcoin come from? The idea started in science fiction stories decades ago. Once the Internet became real, many people around the globe wanted to make digital money that wasn't tied to any one country--it was for everyone. Think of bitcoin as the real money of a virtual "country" called the Internet.

Bitcoin users are usually highly proactive about how to help newcomers cross over to wider bitcoin usage. They love to make new converts. They are very evangelistic; similar to real biblical evangelists, bitcoin enthusiasts are some of the most passionate, vocal, and innovative people when it comes to their spreading of the "good news" of bitcoin. More and more, bitcoin users are only too happy to teach others how to understand and use bitcoin. It's been going on for a few years already. Like the rest of the rapidly expanding user base of cryptocurrency, this is a massive global movement--the bitcoin movement.

Of course, no form of money should ever be a cause to live for. The love of money is the root of all kinds of evil (1 Timothy 6:10), so be warned. People must live for things eternal, and helping others along the way. It took me quite a long time from first hearing about bitcoin to actually getting involved in it as a useful form of currency. With all the other priorities I am committed to, I have to make sure personally that I am not living to serve bitcoin. I believe what Jesus says, "you cannot serve both God and money." (Matthew 6:24)

That said, every movement needs at least a few good cartoons. Here I offer a bitcoin movement cartoon from the Silly Daddy Universe. As a cartoonist, I am quite hopeful to see the mediums in which bitcoin will advance and prosper for all parties involved. I remember when webcomics were a new concept and people were trying to figure out an easy way to send micropayments (like little tips) to creators. That never really got off the ground. But today, bitcoin and online comics could make a great combo for an online tipping platform. It will be fun to see what the future holds.

Before jumping on the bitcoin bandwagon, there's a lot more information to weigh out. Most investments (including buying bitcoin) are really very calculated risks. It's not much different than gambling, which is mostly about odds, chances, and even gut level feelings. But a calculated risk--an investment--in something such as bitcoin is best done after a person reviews enough information to make an educated decision that the level of risk is acceptable.

People that hold bitcoin right now do get a real value for it. This isn't a case of "maybe this will be worth something some day." Bitcoin is worth something right now. You can use it to buy all sorts of things instantly at this very moment online. As for the future, only God knows what will really endure, whether it be bitcoin, the US dollar, or some other currency. Based on all the information I have absorbed, I believe both bitcoin and the US dollar have a lot of support and a lot of people/organizations fighting for each currency's perpetual establishment and expansion.

What is most remarkable to me is how quickly both forms of currency have spread over the whole world and become an influencer of people in pretty much every nation on the planet. In a sense, these currencies have "evangelized the world." In the case of bitcoin, that global expansion to all nations has happened in less than a decade. Therefore, because of this spreading to all parts of the world, I imagine that there will be a significant place for both bitcoin and the US dollar for many years to come.

In the same way that evangelists of bitcoin and the US dollar use every opportunity to make their respective currency known to more and more people, my hope and desire is for an eternal good news. As much as we'd like to think otherwise, we can't take our money with us to the grave. My prayer is that faithful followers will earn and be given all kinds of currency to spread the gospel of Jesus Christ to every corner of the world so that all nations will know that the only true path to God is through Jesus. Accept no counterfeits. As it is written in the Bible, Jesus is the only way to the Father (John 14:6), and there is no other name given by which we must be saved (Acts 4:12). Let everyone affirm with certainty, with no apology; "I only accept the Bible."

The word of God is the only "currency" that reaches beyond the grave. Invest in that!

Space Daughter and Flying Cars

Space Daughter and Flying Cars panel 1 - Silly Daddy Comic by Joe Chiappetta


Making a statement about the high cost of personal vehicle expenses, the young Space Daughter observes a dazzling sky full of airborne space ships and says, "Flying Cars??? I'm still paying off my non-flying car!"

I have two daughters, and they both influenced me in the making of this Silly Daddy sci-fi comic. One daughter really is in the long process of paying off a car, and the other daughter was drawing flying cars with me the other night for family time. I thank God for my daughters.

Digital comic by Joe Chiappetta 2015 drawn on Samsung Galaxy Note 3 phone in S Note program.

We Are Family - A Silly Daddy Comic and Essay

We Are Family - Panel 1 - Silly Daddy Comic by Joe Chiappetta
We Are Family - Panel 2 - Silly Daddy Comic by Joe Chiappetta
We Are Family - Panel 3 - Silly Daddy Comic by Joe Chiappetta
We Are Family - Panel 4 - Silly Daddy Comic by Joe Chiappetta
We Are Family - Panel 5 - Silly Daddy comic by Joe Chiappetta
We Are Family - Panel 6 - Silly Daddy comic by Joe Chiappetta
We Are Family - Panel 7 - Silly Daddy Comic by Joe Chiappetta
We Are Family - Panel 8 - Silly Daddy comic by Joe Chiappetta
We Are Family - Panel 9 - Silly Daddy comic by Joe Chiappetta
We Are Family - Panel 10 - Silly Daddy comic by Joe Chiappetta
We Are Family - Panel 11 - Silly Daddy comic by Joe Chiappetta
We Are Family - Panel 12 - Silly Daddy comic by Joe Chiappetta

Silly Daddy comics celebrates the family unit in all it's God-given, down to earth, splendor.

Family Cartoonist, Husband, and Father Expresses our Shared Unity in the Lives We Live.

The family unit (husband, wife, and their children) was designed by God to be a core component of our human experience. Due to a steady erosion of family unity in our culture, my work focuses on the restoration of family. This has been done through the visual art of the comic strip. Themes in these works revolve around building, repairing, and celebrating family, despite all obstacles.

My family documentary work celebrating the joys and heartaches of life as a parent have been expressed in comics for the past 25 years. Striving to present a pure-hearted view of parenting, marriage, and building unity, these slice-of-life vignettes are designed to leave viewers with a sense of hope and a future. Due to personal experience with a number of health impairments, I also frequent disability issues in my work, combining humor with the intent to help others have more compassion for those in need. Living life to the full despite health challenges is recurring theme. My work aims to combine creativity with integrity to inspire the world to live a respectful and meaningful life under God almighty.

As a former single dad, and now a husband and father of three, generating work that is inclusive to all ages is vital. Art that is encouraging for kids, parents and grandparents to experience together is becoming a rare commodity as society increases its appetite for art that replaces good-old-fashioned soul with sinister shock-value. Real life, if you're really living it and giving it your all, has enough surprises of its own. As for me, I am content with having the LORD to be "my shepherd... he leads me beside quiet waters, he restores my soul" (Psalm 23:1-3).

At the end of the day, I hope my life, and my work will stand as a message of light shining in a dark place--a guidepost for the soul.

Joe Chiappetta, Artist's Statement, 2015

Comic drawings at top are by Joe Chiappetta 2015, ink on pieces of 11" x 8.5" paper (one being photographed with sand, rocks, and a shell in Chicago at Loyola Beach), as well as digital drawings and GIF animation on an Acer computer.

For more on family, see almost every one of my Books.

Silly Daddy: A Real Patriot

In the true spirit of America, a young teen boy proudly holds up a BBQ beef sandwich along with the American flag and declares, "I'm so grateful for Independence Day: there's more hamburgers to eat!"

Happy birthday, USA.

Those who know me might have guessed that there is deep political satire and social commentary grilled into the meat of this comic. Sizzle, sizzle.

Comic drawn by Joe Chiappetta, 2015 on Google Nexus tablet in SketchBook program.

Silly Daddy Salon

Silly Daddy Salon comic by Joe Chiappetta
"Thanks Dad, for paying for my side bangs," the grateful and stylish little daughter sporting a new haircut said to her father.

Quite taken by surprise, Silly Daddy asked, "Side bangs cost MONEY?"

Having never heard of side bangs before this moment, Silly Daddy asked his daughter to explain what they are. What she had to say was somewhat educational:
"Side bangs are hairs that hang above your eyes, but they aren't straight. They start on one end and slant to the other side. I want side bangs because I've had the same hair all my life (9 years) and to me it's getting kind of boring. Also side bangs look AWESOME. Plus, me with side bangs would look cool."

Comic by Joe Chiappetta 2015 drawn on Samsung Note 3 Phone in SketchBook for Galaxy drawing program.

Silly Daddy Announces New Book in the Post-Literate Era

Silly Daddy and Cousin Brat-Gadget have Postliterate Discussion - comic by Joe Chiappetta Panel 2 of Silly Daddy and Cousin Brat-Gadget comic by Joe Chiappetta
Silly Daddy and his fancy Cousin Brat-Gadget have an important postliterate discussion.

Holding up a brand new paperback with gratitude and a sense of accomplishment, Silly Daddy declares, "I just published my new book called 'Mighty Messianic Prophecy!'"

"What is that?" asks his Cousin Brat-Gadget, who is also watching a cartoon about rabbits on her virtual reality goggles.

Silly Daddy almost quotes the book's subtitle (Biblical Research of Predictions Proving that Jesus is God), but instead decides to reply with a shorter answer, since Cousin Brat-Gadget is so distracted with all her technology stuff. Silly Daddy simply says, "It's about how to find Jesus in the Old Testament."

Somewhat distracted, yet not satisfied with this answer, Cousin Brat-Gadget restates the question: "No, I mean what is a book?" Then before any further answer from Silly Daddy can be given, Brat-Gadget loses herself in an amazing cartoon bunny solo song. La-la-la!

This comic serves two essential functions: social commentary and infomercial dissemination.
1) It's a satirical social commentary on the state of declining literacy in the world. There will come a time when a significant number of people will not be familiar with what a book is.
2) This is also a real new book announcement. I really did just publish the new nonfiction spiritual paperback book mentioned above. An earlier version of the book was released previously as an eBook, but the new paperback version is completely updated with all the latest insights featuring prophecies about Jesus Christ.
Click here for the book: Mighty Messianic Prophecy.

While this is an actual new paperback book announcement, the above comic is not an actual conversation, since Cousin Brat-Gadget reads a few books a week because it's "old school," and she's probably more literate than me.

Comic by Joe Chiappetta 2015 is drawn in SketchBook Pro for Galaxy program on Samsung Note 3 Tablet Phone, edited in Paint.net program.

Silly Daddy Meets the Riverbeast

Silly Daddy Meets the Riverbeast comic by Joe Chiappetta
A perpetually creative American man sums up some basic truths behind his artistic output by saying "My work contains a huge slice-of-life component."

Suddenly, the bizarre aquatic monster known appropriately as the Riverbeast attacks and declares "Grr... mine too!"

Comic by Joe Chiappetta copyright 2015, drawn on computer in Artrage and Paint.net programs.

This Silly Daddy comic is a tribute to the work of my wildly talented friend Matt Farley, who starred in one of my favorite low-budget, yet highly amazing movies: Don't Let the Riverbeast Get You. The amount of creative ability that has been given to Matt Farley is simply stunning. He writes movies, is a very insightful actor, and creates music and lyrics for a breathtaking variety of songs. Long time Silly Daddy Comic readers may also recognize Matt's name, since he put the Silly Daddy Song to music and recorded it.

Matt's movie work has a way of sneaking up on you, as in "I can't believe this ridiculous premise for a story has turned into a timeless life lesson while entertaining me at the same time." At first glace, Matt Farley's stories seem to have little to do with real life, but most are actually very cleverly grounded and even inspired. Matt, with his lovable and memorable collaborators are consistently able to tie in the universally human elements of life into the most oddball of pop-culture situations and leave you laughing and grateful to be alive. I thank God for Matt Farley. He's an unconventional and unforgettable innovator of the most remarkable kind.

My teenage son, Luke Chiappetta, reviewed the monstrously entertaining movie "Don't Let The Riverbeast Get You" below.

Riverbeast Will Rivet You With Laughs 

"Don't Let The Riverbeast Get You" was certainly one of the best movies I have ever seen in my life! Produced by Matt Farley and directed by Charles Roxburgh in 2012, this movie had hilarious, good-natured  humor, but also kept your interest with quick scenes of the mysterious Riverbeast, and a person getting killed every once and a while.

However, the story was not just about a wild, rampant Riverbeast killing people! It had a great (and extremely funny) plot line, and the blend of a monster plot with realistic slices of life was excellent! The way relationships are handled in the story creates a very relatable atmosphere--the characters could easily be any of our dear friends and relatives (well, except for the Riverbeast). The script was unpredictably entertaining and the Riverbeast costume was super-awesome. My little sister, who was seven years old when we first watched this, even got a little scared of the Riverbeast at some points in the movie.

Intentionally using a number of untrained and/or unprofessional actors for much of this film, the acting "mistakes" just added to the hilarious and good-natured tone of the film. While watching it, you feel a down-home familiarity with all of the characters. In fact, the tough-guy characters in the story reminded me of some of my family members. For instance, the police officer reminded me of my own grandfather, a no-nonsense, old-fashioned, classic police officer in real life.

Of all the Matt Farley's movies, hilarious YouTube videos and his songs, "Don't Let The Riverbeast Get You" is my favorite Matt Farley production so far, and is in my top five list of best movies. This film is one of the best (and funniest) movies I have ever seen, and I definitely recommend it for anyone looking for a wildly original, off-the-wall, yet down-to-earth movie.

See for yourself in the official movie trailer to Don't Let the River Beast Get You:

Silly Daddy and an Annie Movie Musical

Silly Daddy and an Annie Movie Musical

While dancing with his daughter to the finale of the 2014 Annie movie remake, Silly Daddy said, "Wow, what's better than an Annie movie musical?"

His daughter replied, "Dancing to one!"

For the record, I can't really decide which Annie movie musical is better: the original or the new one. I've seen them both over and over multiple times--with equal excitement at each viewing. They are both fun, moving, inspiring, deep, timeless and hopeful. I completely identify with the hard-hearted and distracted man who is transformed by the purity of children and the responsibility of fatherhood. I thank God for second chances.

Silly Daddy Comic by Joe Chiappetta 2015 is drawn on Samsung Note 3 phone in SketchBook for Galaxy program, and edited in Paint.net program.